It is a Method of Cleansing Neighborhoods of Mexicans, Negros, and Helpless Whites

January 16, 2002

By Geneva Kirk Brooks

The following is a report given to at the Texas Government Hearings - University of Houston, Houston, Texas

Subject: Community Associations Institute Foreclosure Racket is a Method of Cleansing Neighborhoods of Mexicans, Negros, and Helpless Whites

I am Geneva Kirk Brooks, a retired educator but I have also been a real estate broker for about fifty years. I am the director of Property Rights Foundation Texas, Inc. We are owners fighting for our constitutional property rights.

Property ownership, next to liberty, is our most precious freedom but without property rights there is no liberty. All tyrants seize property because control of land gives control of people.


As an educator, I must educate you as to what has happened in the past so you will understand why and what is happening today to our vanishing property rights, so here are the facts as bare as the bottom of a newborn babe.


To understand the foreclosure racket in Texas since 1995 you need to know that that was the year Governor George Bush opened Texas to the foreclosure racket by signing House Bill 2152, later called 204, not called 507, as pay-back to the national lawyer group for their huge contribution. To understand about the foreclosure racket nationwide, you have to go back to l964 the year anti-discrimination laws were passed. There was great anguish, hand wringing, and eyes rolling skyward with moans of, "Oh God, what can we do to keep all those Mexicans and Negroes out of our communities? We gotta find a way without violating the law".

CAI is a school to teach lawyers how to add just enough helpless whites, preferably old, sick, poor widows ; yes, like 83 year old widow Wenonah Blevins and paralyzed Robby Hopkins - to the "minority mix" to avoid law violations.

Also, CAI teaches unscrupulous lawyers how to go into communities and woo board members to allow CAI to take over the Civic Clubs non-profit status and management the community, promising, " We manage your community free, all you have to do is let us keep all we collect from owners in legal fees and the foreclosures. We will keep you on the board, with a salary (or other inducements) as long as you wish to serve using our method of manipulation of owners votes."

Since l995 up to 11,000 foreclosure filings have occurred in Harris County alone, violating our Texas Constitution which says properties may only be foreclosed for unpaid taxes, mortgages or improvement loans and violating our U.S. Constitution that guarantees "due process".

Judge Patrick Mizell of Houston says of the law used by the foreclosure racket in Texas, "Its crazy. Its unfair. Its unconstitutional". An appeal is in the 6th Appeals Court at Texarkana which will determine the constitutionality of this Texas law. We expect a decision soon. Watch for it!

Let's look at the law signed by Governor George Bush in 1995. CAI lawyer Michael T. Gainer, a speaker here today, drafted this unconstitutional bill which was sponsored by Representative Kevin Bailey, also a lobbyist, and both got it pushed through and signed into law during the last ten seconds of a thirty minute extension of a waning session, on a voice vote with no record of who voted for it, in a near empty chamber with the constitutional rules suspended.

This bill was never read or referred to any committee for study, research, recommendations or hearings. No witness were called to testify. This bill passed in this illegal way trashes our Texas Constitution and our U.S. Constitution and all our Homestead laws.

I'm going to read this blood-chilling paragraph again. Listen carefully.

Senator Ken Armbrister reports that the seizure of non-profit status allows CAI to operate without any state oversight or regulations. His report states that management companies are "de facto" political entities and should be ruled by the same state regulations and laws as a city.

CAI claims 501(c)(3) status and gets away with it because owners are forced to pay all legal fees directly into the private accounts of CAI lawyers without any showing on the accounts of the community.


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