Criminal activity in HOA mini fiefdoms run by controlling neighbors, with too much time on their hands, and a vendetta

October 30, 2006

By Pink Flamingo Esquiress
Copyright Pink Flamingo Esquiress

The CAI collection forelosure lawyers, property managers, judges and board members call homeowners who don't pay "cheats".

Let me ask you who the "cheaters" would be in the following HOA scenarios......

• Election Fraud
• Illegal CCR's
• Secret board meetings
• Failure to disclose financial books and records upon request
• Illegal meetings
• Management company fraud and self dealings
• Insurance company fraud and self dealings
• HOA Lawyer fraud and self dealings
• Board member fraud and self dealings
• Financial misappropriations

This isn't about "cheat" homeowners. It's about "cheat" HOA board, property managers, and lawyers. There is no proof that "cheat" homeowners just run amuck in HOA's. People generally desire to protect their homes and credit rating unless they are just financially destitute or.....maybe they suspect criminal activity and don't feel like turning over their hard earned income to a crook!

This is about good people demanding to know and having a RIGHT to know where the hell their money is going, and why they shouldn't have to pay for the incestuous illegal shenanigans of entrenched and crooked HOA boards, lawyers and managers working in cahoots against innocent homeowners.

Let's solve the problem once and for all.

Would you agree to the following - yes or no?:

Would you agree to require by law that ALL current and updated applicable rules and regulations of homeowner association communes, as well as ALL applicable HOA related civil, corporate, municipal, and business codes etc., be disclosed to each and every prospective home buyer prior to purchase!!???

Meaning that when a prospective home buyer places a deposit to buy the home, they must receive ALL applicable HOA governing documents within 5 days. They must have 5 days to review the documents. If they agree, they must sign an affidavit that they have received and read and understood all of the CURRENT and UPDATED applicable HOA governing documents. If they don't agree, they can get all their deposit money back.

In those States that allow foreclosure by HOA neighbor - a SEPARATE DOCUMENT must be signed and notarized that details in 12 point bold face type and in everyday languge (not legalese mumbo jumbo) the foreclosure by HOA laws and procedures and how a fellow neighbor may have the right to initiate foreclosure proceedings against their home for paltry sums in late dues, special assessments, etc, in as little as 90 days time, and whether or not those sums have been proven to be valid or not, AND that lawyer fees incurred due to attempts to collect the debt must be satisfied prior to the initial debt.

There should also be a requirement that ANY changes to the applicable governing documents that have taken place after the initial reviews but PRIOR TO signing the FINAL closing documents - MUST be disclosed to homeowner. If the homeowner disagrees with the new changes, they have the right to cancel the sale without any penalty.

THAT, sir, would at the very minimum resemble proper disclosure. It's not perfect but it's a heck of a lot more "contractual" than what you purport to represent as "contractual".

The fact that these stringent, controlling, life impacting laws can change even before you have had a chance to finish buying and move into your new home, and with or without your permission, makes HOA documents a fatally and inherently flawed so called "contract".

Quite simply - this HOA lifestyle is contrary to how red blooded freedom loving Americans desire to live in this country and that complete and proper disclosure of the HOA governing documents would SINK the HOA housing market.

IF the truth were properly disclosed - they wouldn't buy.

Mini fiefdoms run by controlling neighbors, with too much time on their hands, and a vendetta, is about as Un-American as it gets and it is NOT how most Americans desire to live.

I say to them: Get a real job. Get a life.

I Remain,
P. Flamingo, Esquiress