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An Article
Standing Up to Today's Tyrants

February 25, 2001

By Elizabeth McMahon (View author info)
Copyright ©2001 Elizabeth McMahon

Orange County - California, California -

Dana Parsons in his Feb. 7, 2001 column on the experience of Mr.and Mrs. Ross in their homeowner association, was too kind to the Irvine homeowner association, Judge Mason Fenton, and the association attorney, Rosa Kwong of Chubb Insurance Company.

The story about Turtle Rock Homeowners Assocaition in Irvine, California , is but another incredible example of how homeowner association boards have become the modern-day tyrant, stealing and oppressing as only tyrants know how to do. The Rosses, along with all the other owners in their association, own the common area and its facilities. Yet the board, several of whose members have children on the Irvine swim team, brazenly steal the pool from the owners. That is theft, pure and simple.

Citizens' hearts sink when they see such judicial injustice.

One major aspect which Parsons did not cover is that Chubb Insurance has a nationwide monopoly on the insurance sold to homeowner association boards, and that it has secured this monopoly by promising to defend boards no matter what they do.

Mr. and Mrs. Ross are to be commended for their incredible courage. Their battle benefits each and every homeowner who lives in associations. Hopefully, the appellate court justices will have a similar courage and clear-sightedness to put the association's incredible appeal where it belongs, at the bottom of the swimming pool. The appellate courts are continually plagued by one homeowner association case after another, when lower court justices do not do justice.

On a longer-range basis, homeowners now have an opportunity to reshape the law. The California Law Revision Commission at its Feb. 2 meeting in Sacramento decided to do a comprehensive review of common-interest-development law. They also have decided on a fast-track basis to investigate the possibility of designing a nonjudicial dispute resolution mechanism, so that homeowners are not faced, as the Rosses were, with crushing legal fees to defend their rights.

Since the homeowner association industry lawyers, management companies, etc. are already flooding the commission with their views, designed to keep association dollars flowing into their pockets, homeowners need to raise their voices or they may become the next Rosses.

Statements should be addressed to:

California Law Revision Commission,
Attn: Nathaniel Sterling, executive secretary,
4000 Middlefield Road, Suite D-1,
Palo Alto, CA 94303-4739.

E-mail: sterling@clrc.ca.gov.

ELIZABETH MCMAHON
Director
American Homeowners Resource Center
San Juan Capistrano , California

 
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For more information, please check out the articles listed below:
  • Swim team set-to settled - Monica Valencia
  • Pool-Use Squabble Worth a Court Case? - DANA PARSONS
  • Taking back the neighborhood - Rachanee Srisavasdi and Susan Gill Vardon
  • Alexandria C. Phillips
  • Judge Mason Fenton
  • Rosa Kwong - BORCHARD & BAUR
  • CHUBB Insurance Corporation World Headquarters
  • CHUBB INSURANCE - THE HIDDEN HAND - AHRC News Services
  • The Price of Justice In Homeowner Associations - AHRC News Services
  • CNA Insurance is considering selling it's homeowner association Directors & Officers Liability policies through Community Associations Institute (CAI) - Eizabeth McMahon
  • Homeowner Association Insurance, A Sword, Not Shield - AHRC News Services
  • HOMEOWNER ALLIANCE LAUNCHES NATIONWIDE PROTEST AGAINST CHUBB INSURANCE - AHRC News Services

  • American Homeowners Resource Center (AHRC)
    PO Box 97 • San Juan Capistrano • California • 92693
    Telephone: (949) 366-2125  Email:

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