in 1989 a group of California homeowners, some targets of harassment, fraudulent liens and foreclosures because they asked to see the financials of their homeowner associations, began investigating the lawyers and managers driving the conflicts, litigation and foreclosures in their neighborhoods.

They discovered that the judges, lawyers and managers who were stripping their home equity, were the leaders and organisers of a trade group called Community Associations Institute (CAI).

The lawyers helped write the laws. They wrote in all the loopholes they needed to mire any homeowner they targeted into a litigation vortex from which the homeowner could not recover. These lawyers were walking off with the homeower's home and assets.

They discovered that:

• Some of these foreclosure lawyers also sat as judges and commissioners in courtrooms hearing homeowner's cases.

The judges routinely
• colluded with the HOA and insurance lawyers
• denied homeowners discovery rights
• stripped evidence from court records that homeowners had submitted
• eviscerated the homeowners cases
• created financial obstacles e.g. forcing homeowners to pay thousands of dollars to private rental judge corporations for "mediation" gimmicks**
• denied homeowners jury trials
• and made sure the homeowners lost the case so that HOA and insurance lawyers could walk away with their home and life savings

The homeowners also discovered a Casino Ad put out by these lawyers, headlined "STRIKE IT RICH!" - an invitation to other vendors and politicians to come to their trade meetings to learn about the financial opportunities available to them in homeowner associations

The homeowners took the CAI "Strike It Rich" casino theme and incorporated it into a Christmas card for every California lawmaker, showing the largesse and bounty that these CAI lawyers showered on themselves with the help of legislators. ••• The card embarassed lawmakers who were colluding with CAI lawyers, infuriated the CAI leaders and BRIEFLY curbed them from getting foreclosure bills passed.

THE CAI - CLAC CASINOS - 1991
Lawyers, politicians and managers empty homeowners' home equity, life savings, reserves, and insurance policies,

Imagine the surprise when fourteen years later, another CAI Casino ad surfaces in Illinois - another enticing invitation to "Hit the Jackpot With Community Living". Nothing has changed under the CAI sun. They see your home as their source of great wealth. Once again, homeowners must man the barricades and stop these people once and for all.

A CASINO - A CAI TRADE SHOW ADVERTISMENT - 2007
HIT THE JACKPOT WITH COMMUNITY LIVING.

NOTES: **,Some of these judges retire and while hundreds of thousands per year in taxpayer funded pensions, they also collect millions charging $500. per hour in rent-a-judge fees.