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AHRC

An Article
YOU ARE RESPONSIBLE FOR MAKING SO MANY HOMELESS

We will take action on voting day

September 29, 2006

By Jordan Fogal

Houston, Texas -

Homeless

What is going on is criminal and all other platforms pale when you are responsible for making so many of us homeless.

I have written the president 2 letters, 348 emails and sent 76 faxes.. before we lost our homes with many of our neighbors and no one even bothered to answer,

We have filed over 12,000 claims to the Attorney Generals office, just in TEXAS and the Attorney General nor the District Attorney have chosen to take action. We ... and all our neighbors and all the people in Texas who read the national articles about what is happening to to make us homeless will take action on voting day.

Tort reform has destroyed our families doubled our foreclosure rate and look at the bankruptcies....

We can tell you what is wrong with the economy!

You have destroyed our credit ratings and made us homeless. And we, the middle class are being destroyed.

Arbitration From the prefix ar- to arrive and traitor-to betray anothers trust.

My husband and I are still in the arbitration process.

We have been having depositions, preparing documents, time lines...many going back to April of 2002, and getting all ready for discovery.

It is a monumental task. As the builder and AAA, the American Arbitration Association know - it is also cost prohibitive ... no matter what kind of spin they try to put on arbitration ...as being cheaper than court, my husband and I write the checks and we know better.

This is why most new homeowners with defective houses, repair their own homes ... even though they have warranty papers - those slick booklets that are enclosed in the decorative folders they hand in exchange for your checks.

If their defects are extensive they are forced into foreclosure , and many into bankruptcy. Houston's foreclosures have more than doubled in one year and the numbers are not accurate.

Arbitration: Is the privatization of the "justice" system that is FOOR the protection of bad builders.

It assists shoddy builders, with bulging pockets, preying on the public. It is easy to see why all the ads, for new homes and the multitude of thrown up housing is so rampant. There is no protection for the purchaser. You are paying for eye candy, these houses will never make the historical register.

So far we have paid over $10,000 dollars in arbitration costs for the privilege of being made homeless in Houston, and this is just the beginning. New home buyers are suppose to buy and shut up. And you had better shut up or under the new laws you are considered a "dispute" and will be dealt with accordingly by the builders, their lawyers and if necessary the Arbitration process.

You are not going to be a repeat offender in AAA. You will be broke after one visit. The builders will be back .

Now, ask yourself ... if you were an arbitrator would you rule against your continuous meal ticket or against one poor homeowner who will probably never be able to afford another home in their lifetime?

Do you think if perhaps the arbitrator ruled in favor of a new homeowner that they would be chosen by the builder as an arbitrator ever again?

Do you know that law firms like the one defending my builder have a AAA arbitrator in the firm.

Do you think if you go to AAA and get our builder's AAA arbitrator.... he will rule against his biggest client and in YOUR favor? These are just thoughts to ponder.

Tort Reform

My husband and are seeing how tort reform really works, up close and personal. I refer to tort reform as the deformed privatization of the justice system.

The system that continues to favor big business. We the people, are forced to conform and be the collateral damage of tort reform. Big builders employ big law firms, pricey lawyers, lawyers the majority of us could never afford.

Lawyers that have become proficient in this tort refrom/arbitration process....because they get so much practice.

.Protection

There is no protection for the homebuyers. If he buys a defective home with a bad roofs, water intrusion, buckling floors, leaking windows installed upside down, mold, pluming that is not connected or cracked foundations it is truly a buyer beware market and a buyer be dammed situation.

No one will help you.

You will however be referred , referred to an unbelievable anomaly of acronyms. Acronyms that have tried this one woman's' soul: DTPA, AAA, BBB, TRCC, SIRP, RCLA, the DA, and the AG.
After none of these abbreviations help you, you are told to go to your city council, the mayor, to Austin, to the legislature, your representatives, your senators and your congressmen and congresswomen.

Lewis Carol's imaginary rabbit hole - Everyone passes the buck, and it is your buck.

Not one of these agencies or representatives will take action, give you a straight answer or guidance ... they will however pat you on the head and give you a raft of papers to occupy your time. They will also provide you with a list of the fees for their non services and insincerity and send you some where else. I was even sent to the health department and they were the nicest of all. They at least offered to find us temporary housing.

We were filed on in arbitration last year by a notoriously bad builder Tremont/Stature.

After 8 months we were dismissed ... only to find out we still had not earned our seventh amendment rights back ... and still did not have the right to sue.

We were compelled back into arbitration, again ...and back in arbitration is where we find ourselves today. Even with the over whelming evidence in our own builders words of his admitted fraud the burden of proof is on us.

The date for the culmination of this cunning, criminal activity will be September 21.2006.

For your information and possible education I hope you will follow our case.

If you are planning to buy a new home in Houston realize you may be the next victim. Our numbers are increasing at an alarming rate.

In a case pending in the courts #2003-16820... Stature Construction Company, our builder's CEO, Jorge L. Casimiro states, under oath about our subdivision Hydepark

"project damage includes roofing systems...resulting in water damage,penetration to interior of the units, the interior units damage includes sheet rock, insulation, wall studding, electrical wiring and boxes, pluming, A/C duck work, flooring...both hard wood and carpet and interior painting."
Yet, unbelievable as it sounds ... the burden of proof is on us, the homebuyers ... and at our expense. We have to prove what the builder has already admitted and has documented expert testimony.

Mr. Casimiro is on the Harris County Housing Authority to assist with the building of homes for the poor and the elderly. He was appointed by long time friend Judge Robert Eckels . Judge Eckels is aware of Mr. Casimiro's continued transgressions.

Inspections

The City of Houston inspected these houses? Are these inspections like drive-bys?

We are senior citizens we wanted to buy a new home so we wouldn't be bothered with repairs things wearing out, breaking.and constant upkeep.

We could never have imagined the first night in our new home, when my husband pulled the drain in our new garden Jacuzzi tub, that 100 gallons of water would come crashing though our dining room ceiling and flood the living room and dinning room then seep though the hardwood floors and flood the garage below.

We had no way of knowing this was just previews of coming attractions...for the next 29 months.

Senior Citizens

Everyone wants their own home. We are senior citizens and we earned ours. My husband is seventy-one years old.

We continue to live in an apartment. Our things are in storage while we continue to spend our days tormented by the same people who made us homeless.

.
NOTES FROM AUTHOR: Please google my name, " Jordan Fogal " for national articles and media written on the travesty of justice occurring in Houston. What is happening in Houston is criminal.

RELATED LINK: • HOME SOUR HOME - Randall Patterson - Mother Jones Magazine
 
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For more information, please check out the articles listed below:
  • HOME FORECLOSURE RACKET CAUSING VIOLENCE - Geneva Kirk Brooks, Houston Editor
  • A Cautionary Tale About Homeowners' Associations - Wendy K. Laubach
  • NATION THANKS HOUSTON CHRONICLE FOR EXPOSING CAI FORECLOSURE RACKET WHICH IS NATIONWIDE - Geneva Kirk Brooks
  • 20/20 To Air A Story on Homeowner Associations - AHRC News Services
  • 2001 A Banner Year in Texas Against the Foreclosure Racket - Geneva Kirk Brooks
  • CAI TRIES TO STRONG ARM ABC NEWS - AHRC News Services
  • CNA Insurance is considering selling it's homeowner association Directors & Officers Liability policies through Community Associations Institute (CAI) - Eizabeth McMahon
  • Ruling on home foreclosures will stop Gestapo-type sets-outs like Wenonah Blevins by legal tyranny - Geneva Kirk Brooks
  • TEXAS GOP PLATFORM COMMITTEE REJECTS ANTI HOMEOWNER FORECLOSURE LANGUAGE - Ed Wendt
  • International fear rising over property seizures in U.S. Homeowner Associations Issues Have Now Hit the National and International Radar Screen - Geneva Kirk Brooks
  • Snoring Texas Judge Awakens, Slams Child Care Owners with $19,000 Legal Fees For CAI Attorney - Geneva Kirk Brooks
  • Community Associations Institute Foreclosure Racket - Geneva Kirk Brooks
  • Remove Foreclosure Powers of Homeowner Associations - Wendy Laubach
  • Homeowner Associations - a Fatally Flawed Concept - Elizabeth McMahon
  • Houston Area Homeowner Association Foreclosure Studies - Beanie Adolph - HOAdata.org
  • Testimony in support of HB 2646, a Texas property owners' association bill - Tom Adolph
  • THE HOME FORECLOSURE LAWYERS' HOLD OVER TEXAS LAWMAKERS - Harvella Jones - THAG
  • OBJECTIONS TO TUPCA BY THE TEXAS HOMEOWNERS ADVOCACY GROUP - Harvella Jones - THAG
  • TEXAS HOMEOWNERS FOR HOMEOWNER ASSOCIATION REFORM - Beanie Adolph - TexasHOAReform.org
  • DO NOT SUPPORT THE AARP BILL OF RIGHTS FOR HOMEOWNERS - Harvella Jones - THAG
  • Please tell me where the justice is! - Mark Taylor
  • Organized Crime - Protection Racket Scam - Richard Craig
  • The Homeowner Association Racketeering Scam Has Played Its Game On You, My Friend - Richard Craig
  • Will homeowners associations lead to a revolution in local government? - Beanie Adolph - HOAdata.org
  • THE LARGEST CRIME GANG IN AMERICA - Richard Craig
  • HOME SOUR HOME - Texas - Randall Patterson
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